Profiles in Prosperity

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Profiles in Prosperity

As financial education becomes more and more widespread in the United States, the question arises whether financial education actually produces results. The thesis has been tested by many scholars, including commissioned projects by the United States government. Popular evidence has concluded that traditional methods of financial education do not produce significant changes in financial behavior.

Recent research shows that behavioral personal finance classes have a higher correlation with healthy financial behavior. Behavioral classes focus on giving people the behavioral tools to become great accumulators of wealth. Instead of only focusing on teaching financial literacy, these classes teach people wise financial techniques that are smart and have a proven track record of success. In fact, on average people that have taken a behavioral personal finance class:

  • are 3.5 times more likely to have a 401(k), IRA, or some type of retirement vehicle
  • save 10% more of their income
  • score 30% higher on the FINRA financial capability quiz

Profiles in Prosperity seeks to reveal the behaviors that make one a successful accumulator of wealth. We have combined accounts of real individuals who have become proficient at wealth accumulation. Their experiences show that you don't have to be celebrity or a professional athlete to enjoy financial freedom. Click below to read their experiences and tips so that you can do it too!

How I Save 25 Percent of my Income as a Recent College Grad

How I Graduated From College Debt Free

How My Parents Taught Me to Be Financially Responsible

How We Save 20% of Our Income

10% Goes Directly to my Future - Here's How I do It

Innovative Ways to Boost Your Budget

How We Manage to Save For Our Future, Even While in Debt

How I Got On the Path to Early Retirement

How My Husband and I are United in our Financial Affairs