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Scottmarsh.com and its affiliated web pages make no guarantee or warranty of validity or accuracy.

Scottmarsh.com is a collaborative, free information source. Its content has been and is being developed by a voluntary association of individuals interested in working to develop a common, free repository of financial knowledge. The structure of the project is such that it allows for many potential, volunteer contributors, each with a varying degree of competence and expertise. Please be advised that nothing found on scottmarsh.com web pages or pages linked to from scottmarsh.com web pages has necessarily been reviewed by people with the expertise required to provide you with complete, accurate, relevant, timely or reliable information. That is not to say that you will not find any valuable, accurate, timely information on www.scottmarsh.com; much of the time you will. However, neither www.scottmarsh.com, Scott Marsh, Scott Marsh Financial, any affiliate(s) of Scott Marsh Financial, website contributors, website administrators or anyone else who is in any way connected with this project can guarantee the validity of the information found on scottmarsh.com sites. The content of any given item, article or information contained on or linked to from scottmarsh.com web pages may have been developed by a contributor whose opinions do not correspond with those held by competent professionals in a particular field.

Review of content

Scottmarsh.com web pages do not guarantee that any of the information appearing has been formally reviewed. Thus, all information contained in scottmarsh.com web pages or in pages scottmarsh.com web pages link to is provided absent of any warranty, implied or otherwise, for any purpose or use whatsoever. None of the contributors, sponsors, administrators, or anyone else connected with scottmarsh.com web pages in any way whatsoever can be responsible for the appearance of any inaccurate information or for your use of the information contained in or linked to from any scottmarsh.com web pages.

Note that scottmarsh.com web pages and content include various hypertext links or pointers to information created and maintained by other organizations. Scottmarsh.com provides these links only for your information and convenience. When you select a link to an outside website, you are leaving scottmarsh.com and are subject to the privacy and security policies of the owners/sponsors of the outside website. Scottmarsh.com and its affiliates do not maintain any control over the quality of service, accuracy of information, or operation of websites of Third Party Providers. The appearance of a link to a third party site on any scottmarsh.com web page(s) is not an endorsement of that website, its provider, or any services or content provided by that third party. When a user decides to access a third party site, they do so entirely at their own risk.

No contract; limited license

Please make sure that you understand that the information provided on scottmarsh.com web pages is being provided freely on a purely informational basis, and that no kind of agreement or contract is created between you and the owners of the scottmarsh.com web pages, the owners of the servers upon which it is housed, the individual scottmarsh.com web page contributors, any project administrators, system administrators, or anyone else who is in any way connected with this project. Your use of this site does not create or imply any contractual or extra contractual liability on the part of www.scottmarsh.com, Scott Marsh, Scott Marsh Financial, any affiliate(s) of Scott Marsh Financial, website contributors, website administrators or anyone else who is in any way connected with this project.

Endorsements

The fact that the name of any organization, entity, or individual appears on scottmarsh.com web pages, scottmarsh.com web pages content, or those pages scottmarsh.com provides links to should not be construed to mean that said organization, entity, or individual is endorsed by or affiliated with scottmarsh.com web pages, or any of its affiliates, in any way whatsoever. Similarly, the fact that the name of an organization, entity, or individual appears on scottmarsh.com web page content or on those pages scottmarsh.com provides links to should not be construed to mean that said organization, entity, or individual endorses the content of scottmarsh.com web pages or is affiliated in any way with the scottmarsh.com web pages.

Jurisdiction and legality of content

Information found in scottmarsh.com domain sites or links to other sites from scottmarsh.com domain sites may be in violation of the laws of the country or jurisdiction from where you view that information. The scottmarsh.com database is stored on a server in the United States of America, and is maintained in reference to the protections afforded under applicable federal law. Laws in your country or jurisdiction may not protect or allow the same kinds of speech or distribution. Scottmarsh.com does not encourage the violation of any laws and cannot be responsible for any violations of laws in the your jurisdiction, should you link to this domain or use, reproduce, or republish the information contained herein.

Not professional advice

Understand that scottmarsh.com is purely a general informational resource. None of the information within scottmarsh.com sites or linked to from scottmarsh.com sites is tailored to any individual person’s situation. Any similarities between a person’s situation and the information provided on scottmarsh.com web pages or pages that are linked to scottmarsh.com are purely of an incidental nature. None of the information presented is purported to be advice and if you use it as such you do so at your own risk. If you need specific advice (for example, medical, legal, financial, or risk management) please seek a professional who is licensed or knowledgeable in that area.

Use www.scottmarsh.com at your own risk

Please be aware that any information you may find on any scottmarsh.com web page or sites linked to from scottmarsh.com web pages may be incorrect, incomplete, deceptive, misleading, harmful or in violation of applicable law in your jurisdiction. Some information on scottmarsh.com may create risks for those readers who choose to apply or use the information in their own activities. Risk may also be created for those users who choose to advocate information from scottmarsh.com sites for use by third parties. None of the authors, contributors, sponsors, administrators, or anyone else connected with scottmarsh.com, in any way whatsoever, can be responsible for your use of the information contained in or linked to from scottmarsh.com web pages. Please take all steps necessary to ascertain that any information you receive from scottmarsh.com web pages or any sites scottmarsh.com provides links to is wholly accurate. Always double-check information with independent, competent sources. Nevertheless, be advised that scottmarsh.com and its affiliates are in no way responsible or liable for courses of action taken based on any information found at scottmarsh.com web pages or those pages that scottmarsh.com web pages provide links to, including but not limited to when a user has first verified that information with a competent, independent source. If scottmarsh.com web pages or links from scottmarsh.com provide information that appears to potentially violate law or be harmful, remember that the information on scottmarsh.com web pages has not been verified for accuracy. A wide variety of contributors have worked to compile this purely informational resource. Because of this wide variety of contributors, the authors of any given portion(s) may not be qualified to provide you with complete information or to inform you about adequate safety precautions or steps you can take to prevent injury or damages to your person, property or reputation. If you need specific advice (for example, medical, consumer or legal) please seek a professional licensed or knowledgeable in that area. In no event will scottmarsh.com, Scott Marsh, Scott Marsh Financial, any affiliate(s) of Scott Marsh Financial, website contributors, website administrators or anyone else who is any way connected with this project be held liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever including those from the items enumerated specifically below or any other items: (1) reliance on materials or information presented on scottmarsh.com web pages or in web pages linked to from scottmarsh.com (2) Loss of money, data, or any other real or incorporeal resource, (3) delays, or business and personal interruptions. These conditions apply whether or not you have alerted us of such potential damages. Scottmarsh.com is a voluntary collaborative effort provided freely as a purely informational resource. The information is provided to you gratuitously and thus there is no agreement or understanding between you and scottmarsh.com regarding your use of this information.

Scottmarsh.com web pages do not give medical advice

Scottmarsh.com contains articles on various medical topics; however, no warranty whatsoever is made that any of the articles are accurate. There is absolutely no assurance that any statement contained or cited in an article touching on medical matters, conditions, or treatments is true, correct, precise, or timely. Nearly all such articles are written, in part or in whole, by nonprofessionals. Even if a statement made about medicine is generally accurate, it may not apply to you or your particular symptoms. Any claims made in articles linked to from scottmarsh.com are the responsibility of the owners of those sites and scottmarsh.com does not attempt to verify their accuracy, endorse the information contained therein, or take any responsibility for information contained in those pages. Users take all responsibility for the consequences of using any information contained on scottmarsh.com web pages or any of the information on links provided on scottmarsh.com. The scottmarsh.com site and content are provided ‘as-if,’ and scottmarsh.com neither guarantees nor takes responsibility for its accuracy or any potentially objectionable content. The medical information provided on scottmarsh.com web pages is of a general nature. This information was never designed to and and cannot substitute for the advice of a qualified medical professional (for example, a licensed physician). Scottmarsh.com is not and does not purport to be a doctor. Scottmarsh.com is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of a qualified, licensed medical professional with any questions you may have regarding your condition. Never disregard professional medical advice or delay in seeking it because of something you have read on scottmarsh.com web pages or information contained on pages linked to from scottmarsh.com webpages. None of the individual contributors, system operators, developers, sponsors of scottmarsh.com web pages, or anyone else connected to scottmarsh.com web pages can take any responsibility for the results or consequences of any attempt to use or adopt any of the information presented on this web site. You assume all liability for the use of information on scottmarsh.com web pages or any links from scottmarsh.com web pages. Nothing on scottmarsh.com web pages or included as part of any project of scottmarsh.com web pages should be construed as an attempt to offer or render a medical opinion or otherwise engage in the practice of medicine.